Australian homeowners juggling a mortgage, credit cards, car loans and personal debts.
Get Your Free Debt Consolidation Refinance Review and See Whether One Home Loan Could Simplify Your Repayments*
Financial Scope Brokers can review your current debts, assess your home loan and compare refinancing options from a panel of more than 40 lenders.
Combine eligible debts into one repayment
Explore ways to reduce monthly repayment pressure*
Compare refinancing options from more than 40 lenders
Get clear guidance on fees, loan terms and total interest
Work with an experienced Australian mortgage broker
Receive support from review through to settlement
Multiple Repayments Can Make Your Finances Feel Harder Than They Need To
Hi homeowner,
A mortgage repayment on one date.
A credit card repayment a few days later.
Then a car loan, personal loan or buy now, pay later account.
Even when you are earning a steady income, managing several debts can put pressure on your monthly cash flow.
Each debt may have a different interest rate, repayment date, fee structure and remaining term. It becomes harder to see what you owe, what the debt is costing and which repayment should be addressed first.
You may also feel like you are making repayments every week without seeing much progress.
Debt consolidation refinancing may allow eligible debts to be combined into a refinanced home loan. This could give you one repayment to manage and may reduce immediate monthly repayment pressure.*
But refinancing is not automatically the right move.
Moving short-term debts into a longer home loan may reduce the monthly repayment while increasing the total interest paid over time.* There may also be discharge fees, application costs, valuation fees or changes to your loan term.
That is why Financial Scope Brokers looks at the wider picture.
We review your mortgage, debts, income, property position and goals. We then compare suitable refinancing options from a panel of more than 40 lenders.
You receive a clear explanation of the potential benefits, costs and trade-offs before deciding whether to proceed.
How It Works:
Tell us what is happening
We discuss your mortgage, credit cards, car loans, personal loans and current repayment pressure.We review your position
We assess your income, property value, loan balances, repayment history and refinancing goals.We compare suitable lenders
We review refinancing options from our lender panel and explain the rates*, fees, features and lending criteria.You decide what happens next
When an option appears suitable, we help prepare the application and support you through to settlement.
Clint Thomasson
Mortgage & Commercial Lending Specialist
Access Competitive Refinance Options & Debt Consolidation Solutions
Helping Australian Homeowners Make Clearer Lending Decisions
Shrii Finance helps Australians with home loans, refinancing, investment loans, business loans, and commercial finance. You get one-on-one support from a finance broker who can compare lender options and explain the process clearly from the first review through to settlement
Sid B
Highly recommnded And Great Service , I must say for Mortgage Broking service most important thing is to understand what is coustomer's core requiremnts and able to accomodate them . Clint is absolutely great at this he first fully understand your requiremnts and he accomodates with best available finacial product in market which ticks all your boxes of requiremnts . Also very punctual and spoteneous on all the tasks & follow ups with Banks . He is always quickly responses all the questions and explains all the questions in great depth . Highly Recommnded and Can absolutely trust Clint on his advise as he will give you best option which is best suitable for your circumstances .
Sérgio Diniz
Finding a home loan or refinancing your existing one can be a haunting task. It is time consuming and one has to be prepared to spend a lot of time talking to someone over the phone or at bank branches. There is an alternative, though. Call Clint at Financial Scope Melbourne. He will organize a time to see you, will go through the paperwork needed and will present the 3 best options to solve your home loan problems. And if you haven't understood something or received conflicting information, just call the guy and he will sort it out for you. Clint Thomasson will give you peace of mind and a brand new home loan. No hassle, no stress.
Matt Bannon
Clint has helped us a few times now and is brilliant. Very friendly and super quick to respond. He helped us with all of the documentation we needed and made the process so easy for us.
Glenn Malseed
Clint has been a "true partner" in our quest to find the perfect loan to match our perfect new home. He always had our best interests front of mind, & communicated promptly.
Chris Vokes
More than happy with Financial Scope Services. Highly recommended. Cheers Chris
Rajiv Jayarajah
Clint was fantastic! He secured me a better rate than anything on the market. Managed the whole process and coordinated all the documents and made it go smoothly. Highly recommend him.
Access Competitive Refinance Options & Debt Consolidation Solutions
Why Australian Homeowners Choose Financial Scope Brokers
Review your mortgage and eligible debts in one place
Compare options from more than 40 lenders
Explore ways to reduce monthly repayment pressure*
Understand the fees, rates* and longer-term costs
Get clear guidance without dealing with banks alone
Receive support from application through to settlement
Access debt consolidation options tailored to your position
Know the risks and trade-offs before you proceed
Financial relief often starts with reviewing the structure of your debts.
Access Competitive Refinance Options & Debt Consolidation Solutions
4 Steps To Your Debt Consolidation Refinance Review
STEP 1
Book Your Review
You book a free call and share what is happening with your mortgage, repayments, and debts.
STEP 2
Review Your Mortgage and Debts
We assess your current home loan, eligible debts, income, expenses, property position and goals.
STEP 3
Compare Suitable Options
We compare relevant lenders and explain the interest rates*, fees, loan features, repayments and potential total cost.
STEP 4
Apply With Support
When you decide to proceed, we help prepare the application and guide you through lender assessment, approval and settlement.
Access Competitive Refinance Options & Debt Consolidation Solutions
Going Direct to One Bank vs Working With Financial Scope Brokers
Working With Financial Scope Brokers
Compare options from more than 40 lenders
Explore combining eligible debts into one repayment
Review rates*, fees, loan terms and total cost
Get support with documents, application and settlement
Compare suitable options before deciding
Going Direct to One Bank
Limited to one lender’s products
Manage multiple debts and repayment dates
Focus mainly on the advertised rate
Work through lender requirements alone
Accept the option offered by one bank
| Feature | Traditional Bank | Alberto Curiel - The Finance Man |
|---|---|---|
| Contract/Shift Income | Often declined | Fully supported |
| Number of Lenders | 1–2 options | 60+ lenders |
| Personal Broker Support | Not guaranteed | Always included |
| Cost To Use | May vary | Free |
| Process Speed | Often delayed | Efficient & clear |
| Bilingual Help (Spanish) | Rare | Sí, disponible |
Disclaimer: Your actual home loan rate may vary based on your individual circumstances. Speak to one of our expert brokers for a personalised quote.
Access Competitive Refinance Options & Debt Consolidation Solutions
COMMON QUESTIONS FROM AUSTRALIAN HOMEOWNERS
Can credit cards and personal loans be added to my home loan?
Some lenders may allow eligible credit cards, personal loans, car loans or other debts to be included in a refinance. This depends on your equity, income, credit history, debt levels and the lender’s criteria.
Will debt consolidation reduce my repayments?
It may reduce immediate monthly repayment pressure by spreading the debt over a longer term.* However, this may increase the total interest paid.* We will explain the estimated repayments, fees and longer-term cost before you decide.
How much equity do I need?
The amount of equity required varies between lenders. It depends on your mortgage balance, property value, debts, income and overall application. A property valuation may be required.
Can I refinance when I have missed repayments?
Possibly. Missed or late repayments may limit the lenders available and affect the rates* offered. We will review the circumstances before discussing potential options.
Are there costs involved in refinancing?
There may be discharge fees, application fees, valuation costs, government charges, settlement fees or lender-related costs. Known costs will be explained as part of the comparison.
Does a lower interest rate mean I will save money?
Not necessarily.* The result depends on the new rate*, loan balance, remaining term, fees and how the consolidated debt is repaid. Extending debt over a longer term may increase its total cost.*
Is the review free?
Financial Scope Brokers will confirm whether a broker fee applies to your situation before work begins. Mortgage brokers are commonly paid commissions by lenders after settlement.
Access Competitive Refinance Options & Debt Consolidation Solutions
GET A CLEARER VIEW OF YOUR MORTGAGE, DEBTS AND REPAYMENT OPTIONS
Several debts can create more than financial pressure.
They create more dates to remember, more accounts to monitor and less clarity around where your money is going.
A debt consolidation refinance may help simplify your repayments and improve immediate monthly cash flow.*
It may also increase the length of time you remain in debt or increase the total interest paid.*
Financial Scope Brokers will help you look at both sides.
Your free review covers your current mortgage, eligible debts, available equity, lender options, estimated repayments, fees and potential longer-term costs.
There is no obligation to proceed.
Access Competitive Refinance Options & Debt Consolidation Solutions
© 2026 Financial Scope Brokers. All Right Reserved.
C THOMASSON PTY LTD (t/a Financial Scope Broekrs) ABN: 11614793903. Credit Representative #492699 is authorised under Australian Credit Licence #384324
*Your full financial situation and requirements must be assessed before any offer or recommendation is made. Approval is not guaranteed and is subject to lender eligibility, servicing, valuation and credit criteria. Refinancing savings depend on loan size, current rate, fees, and lender criteria. Figures are provided as examples only and do not guarantee actual savings.** Debt consolidation may reduce immediate monthly repayments by extending the loan term.* This may result in more interest being paid over the life of the loan.* Consider the fees, total loan cost and repayment term before refinancing.